Digital Financial Services for Healthcare 

Digital financial services (DFS) ease the burden in how to pay for healthcare, smooth health consumption, and open patients to a wider pool of financial resources. However, the use of DFS for healthcare remains nascent, calling for a collaborative approach among multiple stakeholders.

Empowering MSMEs Through Digital Connectivity

Micro, Small, and Medium Enterprises (MSMEs) comprise the largest share of companies and employees in low- and middle-income countries. They help end poverty, promote innovation, advance economic inclusion, and create jobs. Formal MSMEs employ 91% and 81% of private sector workers in lower-middle-income and low-income countries, respectively. Hence, MSMEs are enablers of social and economic development.

Designing Digital Wage Payments for Decent Work

Although Digital wage payments are widespread, access to and benefits from them are unevenly distributed. Choice of digital means of wage payment, accessibility and security of income and assets, transparency and privacy, fair opportunities and treatment, and enabling conditions determine the extent to which the benefits of digital wage payments are realized.

The Future of Work in Africa: Building Digital Skills for Better Opportunities

Analysts predict Sub-Saharan Africa (SSA) will need a more skilled labor force to absorb new technologies and foster digital transformation. However, there is a persistent underskilling and overskilling mismatch across the continent, with highly educated young people likely to be either unemployed or not utilizing their full skill set when employed. 

The State of Financial Inclusion in Ethiopia

Access to finance has been increasing consistently over the years in Ethiopia. The percentage of adults with an account reached 46% in 2022. Insufficient funds, distance from service points, and lack of documentation are the main reasons for not owning an account.

Leveraging Innovative Tech For Efficient Agent Networks

 A joint brief by the Center for Financial Inclusion at Accion and the Institute of International Finance remarks technological innovation can be a potential driver for improving the efficiency of agents for customers and themselves. 

Challenges to Driving Financial Inclusion Through Mobile Money in Ethiopia 

Ethiopia has lower levels of formal financial inclusion than its neighboring East African countries as only 46% of adults have an account at a formal financial institution. 60% of adults use a mobile phone, presenting a significant opportunity to increase financial inclusion through mobile money services. As a report by GSMA notes, the adoption of mobile money can drive financial inclusion and result in remarkable macro and socio-economic gains for Ethiopia. However, several barriers need to be addressed to realize these benefits fully.

Gaps in Digitalization of Ethiopia’s Logistics Sector

The global logistics sector is at the forefront of embracing innovative technologies, such as the Internet of Things (IoT), logistics information management systems, artificial intelligence, big data analytics, logistics cloud computing, and blockchain. For the logistics industry in Ethiopia, adopting these global trends will enable logistics companies to operate at lower costs while offering efficient quality services