Latest Articles

Digital Financial Services for Healthcare 

Digital financial services (DFS) ease the burden in how to pay for healthcare, smooth health consumption, and open patients to a wider pool of financial resources. However, the use of DFS for healthcare remains nascent, calling for a collaborative approach among ...

Empowering MSMEs Through Digital Connectivity

Micro, Small, and Medium Enterprises (MSMEs) comprise the largest share of companies and employees in low- and middle-income countries. They help end poverty, promote innovation, advance economic inclusion, and create jobs. Formal MSMEs employ 91% and 81% of ...

Designing Digital Wage Payments for Decent Work

Although Digital wage payments are widespread, access to and benefits from them are unevenly distributed. Choice of digital means of wage payment, accessibility and security of income and assets, transparency and privacy, fair opportunities and treatment, and ...

The Future of Work in Africa: Building Digital Skills for Better Opportunities

Analysts predict Sub-Saharan Africa (SSA) will need a more skilled labor force to absorb new technologies and foster digital transformation. However, there is a persistent underskilling and overskilling mismatch across the continent, with highly educated young ...

The State of Financial Inclusion in Ethiopia

Access to finance has been increasing consistently over the years in Ethiopia. The percentage of adults with an account reached 46% in 2022. Insufficient funds, distance from service points, and lack of documentation are the main reasons for not owning an account.

Managing Funds Through a Semi-autonomous Operating Entity: A Viable Solution to Ethiopia’s Capital-constrained Start-up Ecosystem?

Ethiopia relies on its startup sector to create jobs and build a digital economy through the development of innovative digital products and services. This is hampered by a lack of access to finance at all stages of the start-up journey.  A lack of investor ...

1 2 3 4 5 6 13